Accidents can happen anywhere, but if you have an accident on a business property and the accident was not your fault, then you may be eligible to make a claim for compensation.
Making a claim is easy, as long as you work with a qualified solicitor or claims advisor. Many of these professionals work on a “no win, no fee” basis, so you won’t even have to worry about the initial costs. Here is what you need to do if you want to make a claim for an accident on a business property:
Contact a Solicitor or Claims Advisor
The first step to making a claim is contacting a qualified professional. Although it is possible to make a claim without professional help, you are much less likely to be successful if you do all of the hard work by yourself.
There are many different solicitors and claims advisors to choose from, but you may want to pick one who has a lot of experience of dealing with accidents on business property claims.
Discuss your Case
Once you found a claims advisor, you will be expected to discuss your accident with them. Although you might feel uncomfortable about discussing your accident with a stranger, you will need to tell them all of the details so that they can help to assess whether you have a valid claim.
Your advisor will ask you to remember as many details as possible, so that they can ascertain where fault lies. The vast majority of people who get in contact with a claims advisor find that they do have a valid case, because the accident that they suffered was not their fault.
Your claims advisor may ask you to gather evidence to support your claim. This can include details of witnesses who may be able to corroborate your story, or details of any cameras which may have caught the incident on film.
You may also be asked to bring in a copy of your medical records, so that you can prove the extent of the injuries that you suffered as a result of the accident.
You may also be asked to submit to an independent medical evaluation to help to decide if you are still suffering from any lasting effects from the accident. In addition to evidence about the accident itself and the injuries that you have experience, you may also want to gather financial evidence of the effects of the accident. This can include documents that show loss of earnings and any costs that you have incurred because of the accident, such as the cost of adapting your home to accommodate your injuries.
Notify the Defendant
Once your solicitor or claims advisor has helped you to build a solid claim, they will get in contact with the defendant to let them know that a claim is being made against them. The defendant will have the right to respond to your claim, and they may choose to accept liability there and then. In many cases, the defendant will accept partial liability and seek to enter into negotiations with you.
In some cases, the defendants will refuse to accept any responsibility for your accident, and may ask for the case to go to court.
If the defendant accepts full or partial responsibility, they will either choose to settle or to negotiate a lower settlement. Your claims advisor or solicitor will lead the negotiations process on your behalf. They will be able to advise you about whether you should take a lower offer or not, but the decision will ultimately be down to you.
If you do not want to settle, then your claim may be taken to the courts, so that the courts can decide whether you should be awarded compensation.
If your claim goes to court, you may be awarded a larger amount than you would be had you agreed to settle, however you may not be awarded anything at all. Many claimants prefer to avoid court, because the additional scrutiny can increase stress levels and the courtroom setting can be quite upsetting for some people. Likewise, many defendants will do what they can to avoid the claim going to court.